Financing of Projects:
KTT Company can arrange through leading German Bank, having to their disposal World Bank Loan, Asian Development Bank Loan, European Investment Bank & EURAKA, a long term financing at comparatively low rate of interest. Above financing available for Power, Cement, Petro-Chemical, Oil refinery and any profitable Project.

Turn Key Projects can be arranged on B.O.T (Built. Operate & Transfer), B.O.O (Built Operate and Own) basis . Beside with 100 % financing.

We can also arranged an interest free loans as subsidies for preparation of detailed Feasibility Study for any major projects like Hydro Power, Petrochemical (Oil refinery) Chemical Plants on pesticide & Insecticide etc, from Europe. If the Feasibility Study does not recommend the establishment of project then the Loans are not to be re-paid.

Financial Support for Projects:

We are pleased to inform you that we are associated with foreign financial institutions/Banks and have arrangements to provide the financing for your any viable projects , our brief proposal for the
financial support is as follows:

PROJECTS (for which funds could be arranged)
Infrastructure , Motorways, Dams, Hydropower, Power Plants Development Financing, Arena & Recreational Facilities Funding, Business & Commercial Project Lending, Construction & Development Loans, Hospital & Healthcare Funding, Hotel Development, Financing, Infrastructure Project Financing, High-Tech & Internet Loans, Mining Project Funding,Ocean Vessel & Aircraft Construction Financing, Oil & Gas Development Funding, Real Estate Development Loans, Recreational Resort Development Loans, Telecommunication Development Financing, Timber & Forestry Lending, Transportation Development Financing.

COLLATERAL
Strict minimum initial collateral of 10% of the project in liquid participation (cash) or negotiable instrument (bank guarantee) that is to be held or issued respectively by any world top 100 bank and assigned to our lender for the term of the loan after which time it shall be released under proper mutual agreement. Further collateral may be taken in project. Investment in case of Government sector Project guarantees (S&P rated AA or better) for 100% of the project may also be required.

The following information/documents have to be provided to the lenders for their review of the projects and then to decide on the merit of it the necessary approvals.

1. Letter of intent to seek funding.
(Minimum US$.50 Million.)
2. Business plan including timeline, budget,
draw down, 5 year cash flow forecast and
details planned project management team.
3. Proof of availability of the required project collateral (10% cash funds statement / top bank instrument or 100% rated central government guarantee in case of Government Projects).
4. In case the project will be guaranteed by Government of Pakistan,we would need to see written evidence that the Government is ready to guarantee it before our lender will approve loan, even conditionally.
5. The lenders may require that the guarantee may be upgraded by a AA rated Insurance Company from the International market. In case of projects with collaterals, the same conditions may also apply. The same can be handled through NIC as well.
6. The financing will be for a maximum of 90% of the value of the project.
We will forward the complete set of documents to our lenders who will process the same and advise their consent for the financing. Kindly note that incomplete submission of documents may delay the process of financing or the financing may be declined.

We may also like to mention that the mark-up rate of our lenders at present is about 1-2% above LIBOR. There may be cost / commission payable once @ 5% of the total value of the funding which will be charged on the draw down of the loan funds. There will be no up front charges (only one time commission shall be charged at the time of release of funds)

The term of loan period can be upto 30 years with possibility of grace period upto 10 years.

Kindly note that if the information submitted is deemed acceptable by our lender, the borrower will normally receive within 5 days a complete schedule of all additional documents needed in order to conduct due diligence and formally underwrite the project. Average time to closing is 20 to 30 days after the borrower has provided such additional information. Draw down of loan funds will occur on the basis of project phase completion per auditor approval.

We will be very happy to receive any queries in this connection.